Your Trusted Insurance Partner
At West Coast Coverage, we specialize in providing personalized insurance solutions for both residential and commercial needs. Let us safeguard your future with our expert services and dedicated support.
Who We Are
West Coast Coverage leverages our relationships with different insurance companies to bring you the most competitive offers for your unique needs here on the West Coast! Due to our wildfires, flash flooding, earthquakes, drought seasons, high crime in major cities, heavy reliance on motors vehicles for travel, poor road conditions, and a large population of renters, we Californians need a broker that understands our special marketplace and our needs! We work with homes and businesses of all sizes. Put us to work for you today!
500
Successful Audits
2k
Insurance Policies Sold
1.5k
Happy Clients
Residential Insurance
We offer customized insurance plans to protect your home and assets with risk assessments preformed upfront to ensure your property, valuables and most importantly, your family is protected. With many insurance carriers leaving the California market altogether, using an insurance agency to compete for the best rate is imperative as inflation and tariffs hit all-time highs.
If you are purchasing a new home in California, you will need to insure your property as required by your bank or mortgage lender. Congratulations on your achievement and welcome to the neighborhood!
Call us for a quote today!
Renter's Insurance
Protect your valuable assets in your apartment home from theft, water and fire damage by getting a renter's insurance policy.
Most professionally managed apartment communities in California require an active renter's insurance policy before moving into a new residence or at least 30 days after the move in.
Living in a major California city like Los Angeles or the surrounding areas, any Bay Area cities consisting of San Francisco, Oakland and the many neighborhoods in-between and Sacramento, you will need this vital insurance to protect your belongings.
If you are moving to California, welcome! We hope you enjoy the many parks, trails, beaches, bike paths, festivals, concerts, sporting events, flea markets, amusement parks and much more to name! We hope you make new friends and family while you are here.
If you are moving back, welcome home! We missed you!
Auto, Motorcycle, RV, Watercraft Insurance
California is too beautiful to sit inside all day! Why not get out and explore the many state beaches along Highway 101, the gorgeous hiking trails in the redwood trees in the Santa Cruz mountains, the fun bike paths in San Francisco or riding the waves in Malibu? Of course, you have to get there in your preferred method of transportation first! Whether you own, lease or borrow an automobile, van, truck, RV, or motorcycle, it must be insured in the state of California. If you have a watercraft, ATV or other type of motorized vehicle, let take a look at it to see how we can best protect your treasured asset.
Universal, Term, Whole and Variable Life Policies and Annuities
Insurance has always been used to protect your loved ones and your estate after you have passed, but more Americans are realizing the amazing living benefits that are available to them that you can use while you are living! Certain insurance policies come cash savings and investing options that build compound interest, making you money while you protect your family. When working with an agent at any company or broker, please sure they are licensed and experienced to speak to the product they are recommending to you so you understand the policy you are purchasing and how to cancel if need be.
Individual, Family and Group Health Plans
In California, we have some of the best and largest healthcare facilities in the nation! Choosing which provider can be an intimidating task for anyone, but here at West Coast Coverage, we make it easy! We look at where you live to ensure access to local networks and hospitals and services and take into account any health concerns, so you know you are covered! We can work with an individual, family, nonprofit, civic groups, religious organization or businesses for group health plans that include dental and vision. Call us for a quote today!
Employee Benefits and Supplemental Insurance Plans
The success of any business or organization depends on the happy and health team members interacting with your clients and customers on a daily basis. After compensation, employee benefits are the second largest reason an employee will stay or leave an organization*. Long and Short Term Disability, Accidental Death and Dismemberment, Hospital, Critical Illness, Cancer, and even Pet Insurance can mean the difference in getting a Super Star on your team or not. Offering these benefits will ensure your business is competitive in the employer marketplace.
Long Term Care, Cancer, and Critical Illness Riders
As our nation's population ages towards retirement, we will see more people in need of medical assistance for daily living activities or being able to afford moving into an assisted living facility. Let's explore some options for you or your loved one today!
Medicare Plans
When a US citizen turns 65, they are eligible for Medicare plans that can cover hospital stays, medical visits, perscription coverage and some medical supplies. Most major health insurance carriers offer supplemental plans, also known as Medicare Advantage plans that work together to give members the best coverage for a minimal premium. You can take advantage of these plans even if you are still working but some restrictions apply. Consult with one of our licensed consultants today!
Health Insurance Consulting, Open Enrollment Support, and Trainings
Insurance can be confusing, complex, frustrating and time consuming. Let one of our California state licensed consultants come to your home, office, church, school, nonprofit organization or social gathering to conduct an Open Enrollment Event or a training on a topic of your choice! If an in-person event is too difficult, we can also conduct virtual meetings for your group as well. State mandated trainings like Sexual Harassment, Heat Illness and Workplace Violence are available and Federal Medical Leave Act (FMLA), Health Insurance Portability and Accountability Act (HIPPA) compliance audits and trainings and much more! Inquire today!
Commerical Policies
Being a business owner is demanding enough with all of the heavy responsibilities you bear. Having the right coverage to protect your business is critical to protect against certain losses. We cover crime, excess liability, general liability, worker's compensation, landlord, vacancy, equipment breakdown (formerly called Boiler and Machinery), cyber, commercial auto, flood, Director's and Officer's, Errors and Omissions, Employment Practice Liability Insurance, umbrella policies and any other policies that will come onto the market as approved by the California Department of Insurance. Before we give any quote, we perform a Risk Assessment that is apart of our underwriting to show where gaps in your coverage are so you can address them in house or with another provider. Whether you have 2 employees or 20,000, we are able to serve you!
Construction, Inland Marine, Cargo and Shipping Vessels
Due to high risk of your industries, getting coverage for your operations can prove difficult. Many business operators find one insurance company and stick with them for many years because they do not want the hassle of going through numerous underwriting processes, just to declined. While we here at West Coast Coverage appreciate customer loyalty, this could mean you are paying higher rates as your MOD score decreases or the cost of doing business goes down thanks to advances in technology. Unless you have open and active claims that your company is actively managing, it makes sense to shop around every 24-36 months and 180 days ahead of your renewal period before your MOD score is published to see what rates you get. Reach out to one of our licensed consultants today!
Contact us
Telephone: (925) 956-6890
E-mail: info@westcoastcoverage.com
Address: Suite 300 2999 Treat Blvd, WALNUT CREEK, 94597, CA, USA
©Copyright. All rights reserved.
We need your consent to load the translations
We use a third-party service to translate the website content that may collect data about your activity. Please review the details in the privacy policy and accept the service to view the translations.